Property Risk Assessment and Mitigation Solutions

The CGA Risk Engineers have extensive industry knowledge and can help clients manage risk by creating long term property solutions and risk mitigation recommendations. We offer a client-focused service that provides Commercial All Risk consulting services to current or prospective CGA customers through a network of experienced engineers across the county.

Key Competitive Advantages:

  • More than 100 years of insurance industry experience.
  • The expertise to deal with critical business exposures through a consultative approach.
  • CGA Risk Engineering can service locations in the U.S. and around the world with our highly qualified staff. In addition to support from a network of our trusted third-party engineering service providers.
  • CGA enjoys a high retention rate with its customers, exhibiting its strong commitment to service and quality.
  • Primary product offering:
    • Construction loss control and QA/QC inspections
    • Commercial All Risk Loss Control and Business Interruption risk assessments
    • Windstorm, Earthquake and Flood exposure studies
    • Fire Protection Plan Reviews, Fire Pumps and Water Supply testing
    • Customized reports for clients to meet the needs of their industry and exposures
    • Risk improvement through detailed recommendations based on long-established industry standards
    • Assist in the development and implementation of loss prevention management programs
  • Specialty services such as Infrared Testing, web-based training program, property appraisals and fuel-fired equipment safety and reliability programs review.
  • Provide consultative services for site-specific RMS/AIR Catastrophic Primary and Secondary Characteristics for modeling purposes.
  • Schedule of locations
  • PD and BI valves
  • Basic COPE info, if available
  • Engineering requirements and scope of service desired

tim headshotTim Zwigart | Head of Risk Engineering

Tim’s extensive background in risk engineering equips him to lead the Managing General Underwriters (MGU) Risk Engineering team and collaborate with underwriting teams to develop strategic profitability objectives. Prior to joining CGA, he served as a Senior Account Engineer at Allianz Global Corporate & Specialty in Atlanta.

 

Randy Thompson headshotRandy Thompson | Senior Risk Engineer

Randy supports our Specialty underwriting teams with account reviews and provides field engineering and loss control services to our clients. Prior to joining CGA, Randy gained decades’ worth of risk engineering experience in a variety of industries, including Insurance, Semiconductor and Energy.

 

Al Hernandez headshotAl Hernandez | Senior Risk Engineer, Energy

Al collaborates with CGA’s underwriters and clients in the energy sector to deliver detailed reports of risks and provide recommendations for reducing insureds’ exposures. He has gained extensive risk engineering knowledge through his previous experience working for energy industry insurers including AIG, Allianz, Liberty International and SCOR.

 

Kevin headshotKevin Garnot | Senior Risk Engineer, Energy

Kevin’s vast knowledge of safety and loss control assessments, program procedures and account management equip him to develop specific risk control recommendations for CGA’s clients in the Energy industry. His previous experience includes serving as Vice President of Risk Control at Alliant Insurance Services and as Senior Loss Control Consultant at AIG.